Plan Comparison Worksheet
Please use the following three plans and answer the questions below. If you can’t find the answer, explain how you looked and why you can’t find it.
Blue Choice HMO Young Adult
Summary of Benefits and Coverage
Prescription Drug List
• Go to “Those who buy directly from Carefirst” and click on “Exchange formulary”
• Pick Arlington County, VA (zip 22204)• Choose “enter as guest”
• Pick “Kaiser Permanente Added Choice POS”
• Choose “continue as a guest”• Choose BlueChoiceAdvantage network
Which plan covers Rubina Dolvane (located in Arlington, VA)? And how much will it cost to see her? How much do you have to pay before your plan starts paying (e.g., what is deductible for an individual)?
Which plans cover Eliquis (any strength), a brand-name drug, used to treat and prevent blood clots and how much does it cost for each plan? How much do you have to pay before your plan starts paying (e.g., what is deductible)?
For each plan, how much will you pay for an HIV test?
Assume you are a young, relatively healthy single adult without children (so your health care utilization will consist of mostly primary care and preventive care) which plan would you choose and why?